而湯普遜老師仍是他一生遇到最棒的老師!
該年春天又來了一封信,泰迪說他遇到生命中的女孩,馬上要結婚了,
讓我相信我有能力去改變(make a difference)!」
一直到遇見你,我才知道該怎麼教書!」
Posted by Alice Wun at 7:42 PM 0 comments
Ex-exco太平一日游
日期:12月8日,一早
建议地点:太平山、太平湖、瀑布、动物园(如果小朱有去的话)...... 请给意见,因为时间有限,得取舍哦!
主要目的:马大佛青营副题讲课 7pm,“向左走、向右走”,谈如何过个多姿多彩的大学生活!我想设计课程,由大家共同带领,好吗?有何意见呢,欢迎大家在这讨论一番吧!
目前确定去的法侣:慧芬、悦忆、威霖
暂时答应去的法侣:蓓蓓、紫怡、家辉
仍在考虑的法侣:志祥、志伟
肯定无法出席的法侣:素菁(十周年同学会)、常鉴行者(人在台湾)、健铭(人在新加坡)
无回应的法侣:来珍、丽萍
请别错过这太平盛事哦!
Posted by G@N小颜 at 11:42 PM 2 comments
Dear all, these are the 6 simple rules to manage our money. I discovered these rules from one of the financial materials and it seems very useful for all of us. Hope you can benefited from it.
Global economic recession have risen sharply; in these turbulence times, what should you do with your money? Seek cover or enhance your financial portfolio?
With various financial products for saving and investment; it is really difficult to come up with a complete financial plan for ourselves and loved ones. So, most people turn to 6 easy rules which give them a quick and simple guide to make their finances under control. Here are the 6 rules:
RULE 1: Save a minimun of 10% of your monthly income. Obviously, save more is better. As you grow, your finances should improve and your saving rate should be increased.
RULE 2: Estimate your expences in your emergency fund. Life is very unpredictable and people can lose their job at anytime. If you have at least 3 months worth of emergency funds, you would not feel so stressful about it.
RULE 3: You need 70-80% of your last-drawn annual income for your retirement. This rule is just generally assumed that people will spend less after retired.
RULE 4: Your life insurance cover should be at least 7-10 times of your annual income. This is a basic requirement and it can be expanded as you go along. Life insurance is mean to replace one's economic value. So, when determining how much you need; consider the needs of your dependents, as the money is really meant for them!
RULE 5: Your home loan repayment should not exceed 1/3 or 33% of your monthly income. Otherwise, you risk having all your savings put into your own house. When the Base Lending Rate (BLR) is increased, your housing loan interest rate will definitely risen, at that time you will be pressure and might not afford to continue repay the housing loan.
RULE 6: As you get older, you should not take on too much risk. Over the years, you should lower your risk. Financial planners had point out that your investment goals also should take into account, you need to consider other important factors that will eventually guide you in your choice of investment. First, identify types of investment to participate; secondly determine what you intend to achieve in the short term and long term.
Best regards from,
Chee Wai
Posted by Frankie Cheah at 10:24 PM 0 comments
嗨,大家可得快买票了!Selling fast ah! 我、悦忆、素菁、威霖、家辉肯定星期六去了,其余的brothers & sisters 得快手快脚了!到时见 :)
P/S: 请悦忆、威霖、家辉记得自动还RM44给我噢!
Posted by G@N小颜 at 10:51 PM 3 comments
最近都忙于NS的事务,其实当中有好多心得想与大家分享,但你们都知道啦,我有多懒惰打字的,所以...... 总结,就是虽忙,但很开心,学习很多,见识许多新事物,感恩有机会承担NS。 (这就他日再谈)
今天,小小的冲剂,让我有莫大的启发......
下班后的我穿越车龙赶到马佛青见NS新上任的行政职员,听青松滔滔不绝地向新职员交待工作,再用剩余最后的半小时与我协调工作(彼此都赶时间,得7.30pm离开)。就那么半个小时,他还是滔滔不绝地说,说他明年想做的事、说他对NS的期望、交待一切NS大大小小的事。他说希望在他明年去留学前,把他想做都一一先铺好路,以确保他不在的时候,一切都能正常运作,甚至继续发展。他有很多想法、很多想做的事,但想法快过行动,他需要人力与时间把想法一一化成行动。我就只是乖乖地听着他说、不停地点着头,没承诺什么...... 只说需要时间整理我的想法,再一起做详尽的讨论。
其实,当时的我有很多感触与启发,并不在于NS的未来,而是这一年来自己的承担状况。我可以感受到他那壮志未酬的心情,多么希望自己有多一些时间,多么希望身边有多一位同伴/法侣与你一同实践所有的想法,多么希望有人与你并肩作战......其实这样的心情,我们都曾拥有过,但那已是两年多前的事了!顿时的我发现自己怎么少了那份壮志了......
想当年,我也像他一样总是在你们面前滔滔不绝,说个没完没了,对马大佛学会,我有好多好多想做的事!有时候,你们就像现在的我就只是点头、没出声;当然有时候,你们也豁出去了与我共同实现许多想法,还记得我们没日没夜地赶做学会手册!突然,我觉得好惭愧,怎么自己不能像从前般的自动自发、自觉地做?卸任以后,我看起来好像都积极在佛教界,但我怎么就只是做“”跟随者”,依时间需要而做,依活动需求而做,依人指示而做,依责任而做,依求自我成长而做......
顿时,我如当头棒喝般突然感觉自己停下了脚步,看清了自己现在的状况,唤起了我的初心:为佛教、为众生而做,这是长远、任重道远的。我不应只是个跟随者,我能做的绝不会只是如此,我知道我还能付出更多......这些年来我都被自己的私事牵绊,总是想自己的生活目标、想自己的升学大计、想家人生活无忧、想自己多学习多成长、想“随奋随力地”付出,这看来也没什么错,但它早已与我的初心背道而驰了!
愿大,力量大,如果我还是想着“随奋随力地”付出,那我的学习也将停歇不前了,此夜,我能、我愿发挥我的力量无私奉献,我能、我愿有更长远的视野,为佛教、为众生而做 :)
p/s: 老实说,没做主席后,我退步了许多 :(
Posted by G@N小颜 at 12:22 AM 0 comments